ING increases the rates on its regulated savings accounts.
ING is increasing the rates on its regulated savings accounts, offering savers a higher return on their savings.
Effective July 1, 2026, the new rates will be as follows:
- Currently, the ING Savings Account (Cat. A) offers a base rate of 0.10% and a fidelity premium of 1.15% annually. The base rate will remain unchanged at 0.10%, while the fidelity premium will increase to 1.40% annually.
- The ING Tempo Savings (Cat. B) offers a base rate of 0.75% and a fidelity premium of 1,50% annually. The base rate will increase to 1.60%, while the fidelity premium will remain unchanged to 1.50% annually.
Deposits made before 1/7/2026 will keep the current fidelity premium. The new fidelity premium will apply from 1/7/2026 to new deposits and to savings once a new fidelity period begins.
When transferring from the current regulated savings account to another regulated savings account which the customer holds at the same bank (other than by standing order), the customer retains the premium acquisition period for the first savings account. This is provided that the transfer amount is at least 500 euros and not more than 3 similar transfers from the same savings account during the same calendar year.
With this adjustment, ING aims to reward customers who keep their savings over a longer period, while continuing to offer simple and transparent savings solutions.
Next to the different regulated savings accounts at ING answering different savings needs, ING also offers a wide range of interesting investment, pension and life invest insurance products (T21/T23) to cover all customer needs. Depending on the timeframe in which clients wish to recover their money, their profile, tolerance for market fluctuations, the final return objective, etc., ING can offer tailor-made solutions.
Legal & tax reminder: The main risks are the insolvency of the bank (deposits are protected until 100 000 euros per individual) and inflation, which can impact on the purchasing power of the customer. Taxation applies. Key Information documents of those savings accounts are available on ing.be.
Daphne Poets
About ING
ING Belgium is a universal bank that provides financial services for private individuals, businesses and institutional customers. ING Belgium S.A./N.V. is a subsidiary of ING Group N.V. via ING Bank N.V. (www.ing.com).
ING is a global financial institution with a strong European base, offering banking services through its operating company ING bank. The purpose of ING Bank is: empowering people to stay a step ahead in life and in business. ING Bank’s more than 60,000 employees offer retail and wholesale banking services to customers in over 100 countries.
ING Group shares are listed on the exchanges of Amsterdam (INGA NA, INGA.AS), Brussels and on the New York Stock Exchange (ADRs: ING US, ING.N).
ING aims to put sustainability at the heart of what we do. Our policies and actions are assessed by independent research and ratings providers, which give updates on them annually. ING's ESG rating by MSCI has been upgraded from 'AA' to 'AAA' in October 2025. As of June 2025, in Sustainalytics’ view, ING’s management of ESG material risk is ‘Strong’ with an ESG risk rating of 18.0 (low risk). ING Group shares are also included in major sustainability and ESG index products of leading providers. Here are some examples: Euronext, STOXX, Morningstar and FTSE Russell.